Fomo PayWallet connection is live · Card payments are being built.
fomo pay
Your Fomo balance, everywhere

Crypto in.
Anything out.

Connect Fomo, Phantom, Solflare, or WalletConnect. Turn your connected crypto balance into a virtual card for online checkout—from McDonald’s to Amazon.

●  Wallet connections are read-only
Available to spend
$2,483.16
18.42 SOL + 1,127.60 USDC
● Connected balance
Fomo Pay virtual card
Built to work anywhere cards are accepted
McDonald’s
Wendy’s
Uber Eats
DoorDash
Walmart
McDonald’s
Wendy’s
Uber Eats
DOORDASH
Walmart
How it works behind the scenes

Crypto balance in. Normal card payment out.

Fomo Pay bridges a crypto balance to the card network merchants already use. Stores receive an ordinary card payment—they never need to accept crypto.

Fomo balanceConnect Fomo, Phantom, or Solflare and choose the funds to spend.
$
USDC balanceFunds are held as USDC, keeping the available card balance stable.
Virtual cardA card issuing partner authorizes the purchase and reserves the matching USDC.
Merchant paidThe merchant is paid through the normal card network; the receipt appears in Fomo Pay.

The recommended first version

A prepaid USDC model is the cleanest path: users move USDC into a dedicated Fomo Pay balance, then spend against it with a virtual card. Purchases deduct from that balance and refunds return to it.

A later version could convert SOL or other assets at checkout, but live conversion adds price movement, liquidity, and authorization complexity.

What powers it

The production system connects the money movement, card network, and compliance layers.

Fomo account APIWallet infrastructureCard issuerUSDC conversionUser ledgerKYC & AML
Interactive checkout

From SOL to a Big Mac.

Select a merchant and complete a connected purchase. Nothing is charged or transmitted.

Complete your purchase

Choose a merchant
M
McDonald'sBig Mac Meal
$12.47
Pay from balance$12.47
≈ 0.084 SOL · rate locked for 30 seconds
A card for the real world

Fomo balance at checkout.

See how an everyday order could feel: choose Fomo Pay at checkout, confirm the amount, and pay from your balance.

‹ Food deliveryUber Eats
🍔
Fomo Burger Co.Combo meal · 25–35 min
Fomo PayFomo Pay balance
$2,483.16 available
SELECTED
Total$18.42
Spending activity

Every detail, in one place.

Sample account view · connect a wallet to personalize your balance

Recent activity

🍔
McDonald’sToday · Fomo Pay
−$12.47
Fomo balanceYesterday · Deposit
+$250.00
SpotifySep 17 · Subscription
−$11.99

Monthly spending

September$428.60
$428 of $1,000 limit42%
Built for confidence

Your keys stay yours.

Fomo Pay is designed around explicit approvals and clear balances. Every payment shows the merchant, amount, and funding source before anything is authorized.

Read-only connection

Connecting a wallet only reads your public address and supported balance. It cannot move funds.

Clear approvals

Payments are presented with the exact total, merchant, and exchange rate before confirmation.

Protected card details

Virtual card details are masked by default and designed to be used only at checkout.